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Real members of MyFibroTeam have posted questions and answers that support our community guidelines, and should not be taken as medical advice. Looking for the latest medically reviewed content by doctors and experts? Visit our resource section.
A MyFibroTeam Member asked a question 💭
Augusta, GA

I recently had to leave my job because of health issues and now I don't have insurance because my husband has left the military and we are divorcing. Any advice about insurance? I'm doing patient assistance programs to get my meds for at least a year. But right now I"m paying out of pocket for my doctors' appointments which is crazy because I'm on my last paycheck. I"ve applied for disability, but we are waiting to hear back. Any suggestions?

August 11, 2016
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Answer Summary

Members rallied around someone navigating the dual hardship of divorce and losing health insurance while managing fibromyalgia and applying... Read more

Members rallied around someone navigating the dual hardship of divorce and losing health insurance while managing fibromyalgia and applying for disability benefits, sharing several actionable paths forward including applying through healthcare exchanges or the Affordable Care Act marketplace, requesting reduced rates directly from doctors, asking physicians for free drug samples from pharmaceutical reps, and exploring programs like Medi-Share that help bridge coverage gaps. Several members emphasized the critical importance of securing legal representation for the disability application process, as many had been denied multiple times before eventually being approved with an attorney's help. A recurring theme was the emotional toll of financial insecurity and strained family relationships during chronic illness, met with deep empathy and encouragement to prioritize self-care, lean on faith and community, and persist through the often-frustrating wait for disability approval.

A MyFibroTeam Member

Have you gone on the health care exchanges? Because you don't have a job, it should put you into the Medicaid system in your state. If your state does not allow you to receive Medicaid without a child living at home like the state I live in, you can ask for reduced rates from your doctors. Most of them will work with you if you communicate your situation. Also, if you need medical attention right away, go to the ER. They cannot refuse care to anyone.
When it comes to getting drugs that you need, ask your doctor if he has free samples to give you. Drug reps come in all the time and drop off drugs for doctors to hand out to patients. Some doctors will do this for you as long as they have them in the office especially when they know you need the help.
I know this isn't the perfect answer but I hope it helps.
xxxx

August 11, 2016
A MyFibroTeam Member

Today I was listening to talk radio and there was a commercial on something called medishare. I haven't had a chance to look it up yet but from what they said on the radio, it's a religious based organization that helps with medical payments without having to buy any insurance. Not sure exactly how it works but it was made for people like you who have fallen in the gap.
Try looking it up online and see if it's something that can help you.
xxxx

August 12, 2016
A MyFibroTeam Member

@A MyFibroTeam Member. Sorry to hear you're having such s stressful time. PLEASE remember your health will suffer if you don't give yourself the time, food, rest and LOVE that you deserve. I have been where you are, and my faith, family and friends got me thru. Stay strong, share here often, ask questions and Be kind to Yourself. I will keep you in my thoughts and prayers. Many Warm, gentle hugs

August 12, 2016
A MyFibroTeam Member

Jobs & Family Services will offer you health care in your area under the afordable care act. I have this, no problems you can file on line, dont worry about your husbands military seperate issue. My hubby gets a VA check every month. Theu don't hold his monies against you. I live Cincinnati, OH. Check it out I did & have had it for over 2 yrs & 2 surgeries later.

On the didibility sit back & wait game, I have applied 2x I have an attorney if you don't have get one

Good Luck & hope you are feeling better sending hugs with prayers.
Lisa Anne

August 12, 2016
A MyFibroTeam Member

Well, I finally got disability. Just waiting for the payout. It's torture because I don't have a steady job and once again I don't have insurance because my husband held off the divorce and then quit his job. So I was done after that and handed him the papers and told him to pay for it.

April 14, 2018

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