Do most insurances cover the physical therapy
Medicare will pay for ten sessions. If you are on disability in the US, you are eligible for it after about 5 or so years. That could have changed since I got it though. I don't know about Medicaid.
Every insurance company and policy is different. It's best to call them and ask directly. That's how I found out that my policy doesn't cover it while my aunt, who is with the same company, gets pt coverage.
Call your insurance carrier and ask them if it is covered. There are so many insurance companies and insurance plans within each company it is impossible for anyone to know.